Plan before you spend
Give each category a budget and see what’s left as you log purchases.
MONTHLY BUDGET PLANNER
See where your money goes.
Plan your spending, track what you actually spend, and build your savings. Use Somalora on your phone or computer, with Excel export whenever you need it.
SomaloraINTERACTIVE DEMOMonthly overview
Budget
Spent
Budget left
Spending by categorySpent / budget
Fictional figures. Changes apply to this demo only.
A clearer plan for the month
See what changed
Compare actual spending with your plan. Keep one-off expenses visible and track savings goals.
Take your data with you
Open the planner on your phone or desktop. Download an Excel copy whenever you want.
From payday to month-end
Start with a plan, update it as you spend, then use what you learned to plan next month.
Set up the month
Set limits for rent, groceries and other categories. Carry recurring budget entries forward so you can start next month with the same plan.
Log what happened
Add income, expenses and savings transfers. The totals update automatically so you can check what is still available.
Adjust the next month
Compare budget and actual spending, look back across the year, and adjust categories or savings targets as your priorities change.
Behind on your budget? Start with what’s left.
If one category has gone over, check which bills are still due and what you can move from a flexible category. Try logging an expense in the demo and watch the remaining budget change.
How you could use it
Stay within the grocery budget
With a €250 budget, a €68.45 shop leaves €181.55. Check that balance before the next shop.
See the impact of an unexpected bill
Log a €160 repair as out of budget. It stays visible separately and still counts toward what you spent that month.
Track progress toward a deposit
If your target is €2,000 and you have saved €855, the goal shows the remaining €1,145 as you log contributions.
Illustrative budgets.
Example stories
Rebuilding a weekly routine
John used to check his balance only after the grocery shop. Now he checks what’s left before he leaves and takes ten minutes on Sunday to plan the week ahead.
Making room for the unexpected
When the washing machine broke, Carla worked out what she could move from her eating-out budget. Seeing the repair next to her regular bills helped her decide what to change.
Saving for a home
José wants to buy a home. He used to save whatever was left at the end of the month. Now he sets money aside on payday and checks his progress toward the deposit.
Keep it on your phone
Add Somalora to your phone’s home screen to open the browser planner like an app.
🍎 iPhone
In Safari, tap Share → Add to Home Screen.
🤖 Android
In Chrome, tap ⋮ → Add to Home screen, then confirm.
Launch offer
Six months to build the habit.
Includes all planner views, mobile and desktop access, automatic totals, savings goals and Excel export.
€4.99
One payment for the first six months.
Then €1/month from month seven until you cancel. Applicable taxes included.
Add-on planners
Coming soon. Each add-on will cost €1.99 once and will be available while your base subscription is active. The base renewal stays at €1/month.
Travel Budget Planner
Plan transport, lodging and daily spending before you leave.
€1.99 one-time · Coming soon
See details →Wedding Budget Planner
Set a total for the wedding and track supplier estimates, deposits and balances.
€1.99 one-time · Coming soon
See details →Home Purchase Planner
Estimate the deposit, purchase costs and how much to save each month.
€1.99 one-time · Coming soon
See details →Somalora and Excel, side by side
| Feature | Somalora | Typical Excel template |
|---|---|---|
| Ready to use | Built-in budgets, charts and categories | Setup depends on the template |
| Automatic totals | Updated as you enter spending | Depends on worksheet formulas |
| Phone and desktop | One account with a mobile-friendly layout | Depends on the app and file layout |
| Excel copy | Export your data as .xlsx | Edit the workbook directly |
Frequently asked questions
Why would I use Somalora?
It helps you decide how much to spend, see what you spent and adjust before the month ends.
How do I get started?
Set your category budgets, record real income and expenses, then check Actual vs. budget. Try the demo first with sample data.
How does the subscription work?
Pay €4.99 once for six months. From month seven the plan renews at €1/month until you cancel. Applicable taxes are included.
How do I pay?
Pay securely through Stripe with a card, Apple Pay, PayPal or a local payment method when available in your checkout.
Can I upload a bank statement?
Importing full bank statements is planned. Today you can enter transactions and import supported CSV files for one-off expenses.
How is my data managed?
Your planner data is confidential and hosted in Europe with OVHcloud. We handle it under the GDPR and use service providers, including Stripe for payments, to operate Somalora. We do not share your planner entries for third parties’ own use. See our Privacy page for details.
How do I cancel?
Go to Account Settings, open Manage subscription and cancel before the next charge. You keep access through your paid period.
Why choose this over an Excel template?
Somalora gives you ready-to-use views and totals that update automatically. Use it on your phone or desktop and export an Excel copy when needed.
Can I resell Somalora?
The subscription is for your own use. Resale is currently unavailable. A reseller program is planned.